About Me
Over the years I have worked in nearly every mortgage position available. (From processing, underwriting, document preparation to origination) This experience gives me a unique advantage which helps me look at loans in a well-rounded way to see any hurdles we need to overcome early on in the process.
When I am not helping my clients achieve their dreams of home ownership, I enjoy spending my free time with my family. I have 4 beautiful children with my wonderful and supportive husband, Nathaniel. Together we enjoy camping, spending time together as a family and are very active in our church and volunteering in the community.
Licensed in Oregon, Washington, California, Idaho, Arizona, Montana, Wyoming, Colorado, and Nevada.
Calculators
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Mortgage Calculator
Get an idea of what your monthly mortgage payment may be, including costs associated with your mortgage such as property taxes, homeowners insurance, and Private Mortgage Insurance (PMI), if applicable.
Get Started with Melissa Cuddeback Long – Operations Manager -
Refinance Calculator
Recalculate your new house payment based on loan amounts, interest rates, and other factors, to see if refinancing your mortgage is a smart financial move.
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Affordability Calculator
Calculate how much house you can afford. Get an estimate for a mortgage amount that may fit comfortably within your budget.
Get Started with Melissa Cuddeback Long – Operations Manager
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
$50B+
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Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
