Melissa Smith

Mortgage Advisor NMLS-515396
Melissa Smith

About Me

I was born and raised in Oregon.  I have been working in the financial industry since 1995, with my focus being in mortgage since 2016.  Buying a home can be an overwhelming process, it doesn’t matter if you have purchased before or if it is your first time.  I make sure every client understands the process, and are informed of any updates from start to close.  I love what I do and want to help everyone get into a house whether it is today or we have work to do to get you ready to purchase.

My other interests include photography, quilting, spending time with my husband, horses and dogs.  I love spending time at the beach, the ocean is one of my favorite places to be!

The finest compliment I can receive is a referral from your friends, family or co-workers.

Why Finance of America Mortgage?

We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.

Learn More About Why Finance of America Mortgage?


Consumer Loans Funded Since 2015


Local Advisor Branches

Frequently Asked Questions

How many properties should I look at?

The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.

What is the best way to search for homes?

When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.

Should I get pre-approval before making an offer?

Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.

Branch Location Map

My Office

Eugene, OR
1200 Executive Parkway, Suite 100
Eugene, OR 97401