About Me
I was born and raised in Oregon. I have been working in the financial industry since 1995, with my focus being in mortgage since 2016. Buying a home can be an overwhelming process, it doesn’t matter if you have purchased before or if it is your first time. I make sure every client understands the process, and are informed of any updates from start to close. I love what I do and want to help everyone get into a house whether it is today or we have work to do to get you ready to purchase.
My other interests include photography, quilting, spending time with my husband, horses and dogs. I love spending time at the beach, the ocean is one of my favorite places to be!
The finest compliment I can receive is a referral from your friends, family or co-workers.
Calculators
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Mortgage Calculator
Using a mortgage calculator can help you calculate monthly payments on a home loan.
Get Started with Melissa Smith – Mortgage Advisor -
Refinance Calculator
Use our refinance calculator to determine whether the costs of refinancing into a new home loan makes sense for your financial situation.
Get Started with Melissa Smith – Mortgage Advisor -
Mortgage Affordability Calculator
Use our mortgage affordability calculator to see how much home you can afford.
Get Started with Melissa Smith – Mortgage Advisor
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
$105B+
330+
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
