To better serve my clients and business partners, I have accepted a position at Finance of America. I am extremely excited about this company and all the residential loan products they have to offer!
I have been offering Real Estate Financing since 1992. In 1996, I opened up a very successful mortgage brokerage company in Yakima and Ellensburg Washington, Apple Valley Mortgage. In 2010, we joined Apple Valley Mortgage with Legacy Group Lending.
By joining Finance of America, it allowed me to take advantage of its mortgage banking platform, and to offer my clients more opportunities for mortgage financing in this ever changing economy. I specialize in all types of home mortgages, residential lending and construction financing throughout Washington State. Some of the hot programs: REVERSE MORTAGE, SPEC CONSTRUCTION and “FIX N FLIP” to name a few. My lending approach is to offer a common sense attitude towards my client’s home financing goal.
“I deliver mortgages, not promises” continues to be my mission statement. My years in the mortgage industry have taught me that success depends on service. Confidence and trust are words that clients use when describing their mortgage experience with me. The company may be different, but my service is the same.
This Canadian transplant is also a firm believer in giving back to the community through volunteering and supporting organizations like the Children’s Miracle Network, the Pegasus Project, and Salvation Army.
Michael R Dubrule
Dad & Real Estate Lender
& Mortgage Therapist & Z Nation Zombie Extra!
Cell – 509-961-5773
Toll Free – 1-877-882-0715
“My 87 year old mom wanted to continue to live in her house so we reached out to Michael to help secure a reverse mortgage. She has been very happy to be able to tap into the equity to ease her budget. Michael was very helpful explaining the program so she (and I) felt comfortable that a Reverse Mortgage was the right program her her. She’s happy, and I’m happy!” – Lynne K.
“Communication was fantastic and he was proactive in getting everything done. Best experience I’ve ever had with a mortgage broker” – Andrew P.
“Michael was always very nice and always was available to answer any and all questions we had. He made our house buying experience amazing. We thank him so much for all his hard work.” – Brook M.
Using a mortgage calculator can help you calculate monthly payments on a home loan.
Use our refinance calculator to determine whether the costs of refinancing into a new home loan makes sense for your financial situation.
Mortgage Affordability Calculator
Use our mortgage affordability calculator to see how much home you can afford.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Loans That I Specialize In
Homebuyers age 62 and older can unlock equity in their current home to finance a new home with this loan.
Fixed Rate Loan
Offering predictable payments and protection against rising interest rates, this loan is ideal for homebuyers who prefer fixed monthly payments.
Low downpayment and flexible requirements for income, debt and credit make this loan ideal for homebuyers with limited savings.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
Schedule a talk with a mortgage advisor or leave a message. We’ll get back within one business day.