Northern California

Michelle Costa

Mortgage Advisor NMLS-833011
Michelle Costa

About Me

After graduating from CSU Sacramento with a BS in Strategic Management I began my career in mortgage lending. As a professional in the mortgage industry I pride myself in providing outstanding service to my clients. Buying or refinancing a home is one of the biggest financial decisions a person will make in their lifetime and my attention to detail and communication through the loan process allow my clients to feel at ease, knowing their interests are being accounted for.

Today, the mortgage industry is an ever changing marketplace. Having a mortgage advisor with the experience, knowledge, and an outstanding support team is invaluable to clients and Realtors alike. My business is 100% referrals, so I do all I can to go above and beyond on every transaction. My goal at the end of the day is to take such great care of you and provide you with such great service that you’ll be a client for life and want to tell all your friends and family about the wonderful experience you had!

Michelle Costa's Reviews

5.0 Star Zillow Rating
5.0 Star Zillow Rating

Why Finance of America Mortgage?

We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.

Learn More About Why Finance of America Mortgage?


Consumer Loans Funded Since 2015


Local Advisor Branches

Frequently Asked Questions

How many properties should I look at?

The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.

What is the best way to search for homes?

When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.

Should I get pre-approval before making an offer?

Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.

Branch Location Map

My Office

Roseville, CA
2281 Lava Ridge Court, Suite 210
Roseville, CA 95661