Mick Bernard has a combination of expertise and passion that makes him a dynamic Credit Expert, Radio show Host, Advisor, Author, Instructor, and Mortgage Loan Consultant. His vast knowledge and insights are a direct reflection of his three decades in the financial services industry. Mick has earned the designation Certified FICO Professional. He is a state certified instructor and former host of “Your Credit Talk Radio”; A regular segment on Real Talk Arizona.
Mick strongly believes in giving back to the community. Rotary International presented him with the prestigious Paul Harris Fellows Award for “one who exemplifies service above self in the community”. He was an active member of the North Scottsdale Chamber of Commerce and served on the Board of Directors.
Mick is married to the love of his life, Jeanne, for more than 40 wonderful years. Together, they have raised three talented and beautiful daughters and have five grandchildren.
Get an idea of what your monthly mortgage payment may be, including costs associated with your mortgage such as property taxes, homeowners insurance, and Private Mortgage Insurance (PMI), if applicable.
Recalculate your new house payment based on loan amounts, interest rates, and other factors, to see if refinancing your mortgage is a smart financial move.
Calculate how much house you can afford. Get an estimate for a mortgage amount that may fit comfortably within your budget.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
Schedule a talk with a mortgage advisor or leave a message. We’ll get back within one business day.