About Me
I began my mortgage career in 1994 after graduating from the University of Oregon. After finishing my degree in finance and marketing and playing softball for the University, I began my real estate finance profession. With over 23 years in the business, I am passionate about my career.
I have been helping my clients achieve their dreams of owning their own homes for years. Not only am I excellent at what I do, but I am a mortgage and financial consultant for life. I have helped my clients repeatedly throughout the years not with just one mortgage but with all of their mortgage needs.
When I am not busy helping my clients with their mortgage needs, I am busy with my family. With three young kids, we are on the road often for sports and activities. I continue to coach a travel softball team and in my spare time, I enjoy camping, boating, and skiing.
Calculators
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Mortgage Calculator
Get an idea of what your monthly mortgage payment may be, including costs associated with your mortgage such as property taxes, homeowners insurance, and Private Mortgage Insurance (PMI), if applicable.
Get Started with Patricia Sargent – Mortgage Advisor -
Refinance Calculator
Recalculate your new house payment based on loan amounts, interest rates, and other factors, to see if refinancing your mortgage is a smart financial move.
Get Started with Patricia Sargent – Mortgage Advisor -
Affordability Calculator
Calculate how much house you can afford. Get an estimate for a mortgage amount that may fit comfortably within your budget.
Get Started with Patricia Sargent – Mortgage Advisor
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
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Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
