I have been a loan originator for the past 15 years. There is a great deal of pleasure in helping people finance their dream purchase, or refinance their existing home to improve their lifestyle. It is important to me that my clients are aware of every aspect of the lending process and they feel comfortable about it. The bottom line is, it is typically a lot of money and their home, so having my clients feeling comfortable in knowing that I’m doing the right thing is crucial to me. I am well-versed and I keep up to date with the financial indicators that go into the mortgage business, and I am committed my clients get the best program for their particular needs. In a nutshell, I am accessible to my clients and responsive to their unique situations.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Loans That I Specialize In
Student Loan Refinance
You've finished school and are looking for ways to reduce student loans costs.
Portfolio Rental Loan
Rental property investors can take cash out of an existing portfolio to buy more properties, refinance, and consolidate rental loans.
Single Rental Loan
Rental property investors can obtain financing up to $1.5MM to grow their rental portfolio with no personal income verification.
Additional Loan Offerings
FHA 203(K) Rehab Loan
Homebuyers who want to finance a home and home improvements in one loan can benefit from this "fixer upper" type of loan.
New Construction Loans
Builders and investors who need financing for ground-up construction projects and land acquisition can qualify for this loan.
Fix & Flip Loans
Experienced investors can obtain a exposure limit up to $10MM and loans up to $2MM to acquire/renovate properties.
Homebuyers age 62 and older can unlock equity in their current home to finance a new home with this loan.
For homebuyers who need larger loan amounts, these loans feature interest-only, adjustable rate, and fixed rate options.
Adjustable Rate Loan
An option for saving money in the short-term, this loan gives buyers more flexibility to move in a few years.
With no downpayment and no closing cost options, these loans are ideal for homebuyers settling in designated USDA rural areas.
Qualified veterans, reservists, active service members and spouses can take advantage of zero downpayment requirements with this loan.
Fixed Rate Loan
Offering predictable payments and protection against rising interest rates, this loan is ideal for homebuyers who prefer fixed monthly payments.
Low downpayment and flexible requirements for income, debt and credit make this loan ideal for homebuyers with limited savings.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
Schedule a talk with a mortgage advisor or leave a message. We’ll get back within one business day.