I am a Spanish Bilingual Senior Mortgage Advisor. I am a native of Colombia, South America, with a B.S. degree in Industrial Engineering.
I provide a wide array of home financing options for my clients, with a large portion of my book of business based on FHA, VA & HomePath programs including First Time Home Buyer and down payment assistance programs.
My goal is to provide my clients with a professional, honest and reliable financing experience by offering each Client the loan programs that meet their needs. Over the years I have established long term relationships and trust with my Clients resulting in many repeat clients and referrals.
Mi nombre es Richard J. Stewart y soy asesor de préstamos hipotecarios, bilingüe Español-Inglés. Nací en Colombia y tengo un grado universitario como Ingeniero Industrial.
Yo proveo múltiples opciones de préstamos hipotecarios a mis clientes, centrándose gran parte de mis transacciones en prestamos FHA,VA & HomePath, incluyendo programas de asistencia a Primeros Compradores.
Mi objetivo principal es proveer a mis clientes con una experiencia financiera profesional, honesta y confiable, proveyendo a cada uno de mis Clientes con programas que suplan sus necesidades. Durante años ne establecido con mis clientes relaciones de confianza duraderas, lo que me ha permitido cerrar múltiples prestamos con las mismas familias y sus referidos.
Get an idea of what your monthly mortgage payment may be, including costs associated with your mortgage such as property taxes, homeowners insurance, and Private Mortgage Insurance (PMI), if applicable.
Recalculate your new house payment based on loan amounts, interest rates, and other factors, to see if refinancing your mortgage is a smart financial move.
Calculate how much house you can afford. Get an estimate for a mortgage amount that may fit comfortably within your budget.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
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