About Me
With nearly twenty years of experience and having served over 2,000 individuals and families throughout California with their home loan needs, there is no borrower situation too difficult for Mortgage Advisor, Rusty Mendoza, and his team to handle. Their success and satisfaction comes from making home loans easy and building life-long relationships with their clients and industry partners. Rusty’s specialty in serving business owners and experienced borrowers with multiple properties and complex asset situations grew from his insatiable hunger to learn and acquire in depth knowledge in mortgage, banking, and all financing spectrums, as well as the repeat business and referrals from his first time homebuyers and veterans.
Outside of work, Rusty is active in his faith, family, tennis league and volunteers as a coach in his local little league.
Calculators
View All-
Mortgage Calculator
Get an idea of what your monthly mortgage payment may be, including costs associated with your mortgage such as property taxes, homeowners insurance, and Private Mortgage Insurance (PMI), if applicable.
Get Started with Rusty Mendoza – Mortgage Advisor -
Refinance Calculator
Recalculate your new house payment based on loan amounts, interest rates, and other factors, to see if refinancing your mortgage is a smart financial move.
Get Started with Rusty Mendoza – Mortgage Advisor -
Affordability Calculator
Calculate how much house you can afford. Get an estimate for a mortgage amount that may fit comfortably within your budget.
Get Started with Rusty Mendoza – Mortgage Advisor
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
$50B+
400+
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
