Samantha Wikoff

Branch Manager NMLS-201182
Samantha Wikoff

About Me

Purchasing a home is an exciting moment in one’s life. Before you start selecting a color scheme for the living room, you need to figure out how to finance your new home. Deciding how and where to begin the financing process can be stressful, whether as a first-time buyer or a current homeowner. This is where I come in. As your experienced loan officer at Finance of America Mortgage, it is my goal to provide you the proper tools and support to guide you through this transition. With active communication and superior financial software, we will develop a solid report to help you gain a secure loan program and ultimately the keys to your new home. I work closely with you, your realtor, and the title company to ensure your home purchase goes smoothly, closes on time, and that you receive outstanding communication throughout the entire process. My primary focus is to exceed your expectations!

I am licensed in Arizona, Texas, Washington and Oregon and originate a variety of residential mortgages including- Conventional, FHA, VA, Down Payment Assistance Programs, USDA, Investment Homes, Second Homes, and Reverse Mortgages. After 17 years of experience in the mortgage industry you can be confident that you are in capable hands during your financing process. When I am not working hard on your loan, I am an active member in the community. I have volunteered in many events with Finance of America and in my local area. I come from generations of Veterans who have served our country. I love to work with Veterans and have successfully closed hundreds of VA Loans on their behalf and truly appreciate their service.  I was originally born in Washington and later moved to Arizona. I love spending time with my family and friends. In my free time I enjoy water sports, football games, traveling and spending time with my husband, two children, 3 dogs and 28 chickens!

Finance of America Mortgage is a company that prides itself in customer service and family values. As a believer in this philosophy I strive to make sure all your concerns and questions will be heard and dealt within an efficient manner. I look forward to assisting you with your homeownership journey in the future.

Samantha Wikoff's Reviews

4.9 Star Zillow Rating

Why Finance of America Mortgage?

We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.

Learn More About Why Finance of America Mortgage?


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Frequently Asked Questions

How many properties should I look at?

The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.

What is the best way to search for homes?

When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.

Should I get pre-approval before making an offer?

Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.

Branch Location Map

My Office

Surprise, AZ
14245 W. Grand Ave, Suite 2
Surprise, AZ 85374

Hours of Operation

Monday - Friday - 9 AM - 5 PM