About Me
Sheila Perez brings over 13 years of experience in the mortgage industry to the Holmgren team. She has a long history of working with borrowers in purchase and refinance transactions. Sheila is very familiar with all aspects of lending primarily because of the many years she spent as a Senior loan processor. She specializes in first-time home buyer programs and government loans which include Reverse Mortgages.
She is fluent in English and Spanish and uses these abilities to reach a wide variety of customers. She is honest, friendly and hardworking and always puts her customers first. She believes in building strong relationships and investing in life-long customers that become life-lasting friends.
Calculators
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Mortgage Calculator
Using a mortgage calculator can help you calculate monthly payments on a home loan.
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Refinance Calculator
Use our refinance calculator to determine whether the costs of refinancing into a new home loan makes sense for your financial situation.
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Mortgage Affordability Calculator
Use our mortgage affordability calculator to see how much home you can afford.
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Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
$105B+
330+
Loans That I Specialize In
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Jumbo Loan
Jumbo LoanFor homebuyers who need larger loan amounts, these loans feature interest-only, adjustable rate, and fixed rate options.
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VA Loan
VA LoanQualified veterans, reservists, active service members and spouses can take advantage of zero downpayment requirements with this loan.
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FHA Loan
FHA LoanLow downpayment and flexible requirements for income, debt and credit make this loan ideal for homebuyers with limited savings.
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Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
