About Me
Sheila Smith has over 15 years in the mortgage industry, helping families achieve homeownership through mortgage financing.
She got her start by watching her father run his real estate company in Oakland, California where she is from. She worked in mortgage operations working in various operation positions before becoming a loan officer in 2015. Watching people accomplish their goals through homeownership is what brings her joy and is the reason she is in the mortgage industry.
Sheila has a weekly radio show that comes on a local radio station in Las Vegas, where she educates the community on all things related to homeownership.
When Sheila isn’t working, she is spending her time with her twin baby girls, Aamora and Aaliyah.
Calculators
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Mortgage Calculator
Using a mortgage calculator can help you calculate monthly payments on a home loan.
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Refinance Calculator
Use our refinance calculator to determine whether the costs of refinancing into a new home loan makes sense for your financial situation.
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Mortgage Affordability Calculator
Use our mortgage affordability calculator to see how much home you can afford.
Get Started with Sheila Smith – Loan Officer Assistant
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
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Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
