About Me

As your mortgage loan officer, I am very interested in building a long-term relationship with you. My number one priority is providing you with exceptional customer service and a wonderful experience so that you will refer me to your family and friends. I will work hard to find the right loan product to fit your needs and with your best interest in mind.

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. There are many different mortgage programs out there and they change frequently. I will help you navigate all available options and find the loan program that suits your individual situation.

Prior to becoming a mortgage loan officer, I had an extensive background in real estate working for real estate developers for almost 30 years. I have been a licensed real estate agent since the early 90’s and have extensive experience in managing the operations and finances of a multimillion-dollar portfolio of properties. I have also worked as a Realtor in Nevada County.

Sheila Tobin's Reviews

5.0 Star Zillow Rating
5.0 Star Zillow Rating

Why Finance of America Mortgage?

We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.

Learn More About Why Finance of America Mortgage?


Consumer Loans Funded


Local Advisor Branches

Frequently Asked Questions

How many properties should I look at?

The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.

What is the best way to search for homes?

When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.

Should I get pre-approval before making an offer?

Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.

Branch Location Map

My Office

Auburn, CA
11641 Blocker Dr., Suite 120
Auburn, CA 95603

Hours of Operation

Monday - Friday - 9 AM - 5 PM