SoCal

Thomas Testerman

Mortgage Advisor NMLS-435148
Thomas Testerman
Working with Tom Testerman was a fantastic experience. Tom is the definition of professional. He returns all calls, emails and texts within minutes, makes it easy and stress free for his clients in many ways. I know Tom did a TON of under the radar work to make my loan happen and he kept me out of it to keep me stress free throughout the entire process. Tom is a very dedicated professional who I would recommend to anyone in the market. Not only is Tom good at what he does, he has a vested interest in the well being of his clients. Tom and my family will be friends for years and that is a rarity these days-having a friendship with a business partner or employee if you will. I honestly cant say enough about Tom and his team (Abby Green). Both of them are the best of the best and I am forever in debt for their services. Well done!
Ryan T.
Tom, Abby and the team were amazing. I never would have believed that I could get prequalified find a home make an offer and close escrow in a month! Tom is the most knowledgeable person I have ever encountered in dealing with home lending. He answered all of my questions with complete clarity and patience. We were completely informed in all aspects of every part of the process and his communications to us were daily even in the evenings. I can’t say enough about How impressed I was and so fortunate to deal with such a fantastic team. I hope I have the pleasure of recommending, Tom and his team to friends and family.
Scott T
Purchasing a home and moving into it ranks high on my list of the most stressful things ever 🙁 However, I’ve done it quite a few times over the years. I must say, this purchase was seamless! Even though it was a property with many unique features and funding challenges, the team at Finance of America, led by Tom Testerman was stellar from start to finish and beyond. I’ve never met Tom, because he made the procedure so easy for me by faxing, emailing, texting all forms and processes. I hope to invite him to my new home someday so my family can express our gratitude for making our dream come true.
Carolyn V.
At all times we knew exactly where we were in the process. Tom and his colleagues were always friendly, supportive, knowledgeable, and overall helpful. Would certainly recommend Tom to anyone!
Jon S.
Tom was very helpful during the process. He was very clear and concise as to what I needed to provide for them and was very transparent with the entire transaction. A few times over the course of the process, he would say, “if you were my son, this is what I would advise you to do.” He was very excited to help my wife and me and it made getting the mortgage extremely easy.
Bradley S
Tom was hands down the best mortgage advisor I’ve ever had the pleasure of working with. I required constant updates throughout the process and I was very pleased with Tom’s responsiveness. The purchase of my new home was contingent on the sale of my current house. When things started going sideways during the final days of selling my house, Tom offered his assistance and he convinced the lender on the buyer’s side to stop playing games. I attribute the success of purchasing my new home and the sale of my old home to Tom’s involvement in the process. In short, Tom was amazing and I’ll never use anyone else.
Steven H
After sitting down with Tom for 15 minutes we had options that we never considered allowing my Wife and I to buy our dream house. From start to finish Tom provided us with nearly 24hr service (sorry for those late calls…) and got our loan to close extremely efficiently. Once we opened escrow we found out the selling agent had worked with Tom in the past and was excited we were using him, thus proving his many years of experience and exceptional service. Thank you!
Brandon C
Tom and I have been working together for a little over three years now,I always recommend Tom and his team at Alpine to my buyers to obtain their home loan approvals, I have the utmost confidence in Tom and Alpine that if they give my clients an approval for their home purchase that we will not run into any issues while in escrow and know that my deals will close on time. Tom and the entire team at Alpine are the best in the business.
Cheryl O.
Tom is one of the most professional, thorough, knowledgeable lenders I’ve worked with in 27 years as a real estate professional. He goes the extra mile to get the job done. When you need a lender with vast resources, someone who delivers, someone who says it like it is…call Tom.
Wally M.
I called Tom to purchase my first home in 2012, and was so happy I had him to help lead me through the process. I had no clue what I was doing, but always felt so lucky to have someone so knowledgeable on my side to walk me through the process. I was able to reach Tom in a moment’s notice when I had issues or concerns, and no issue was too small. Tom always took the time to keep me informed, and I will be calling Tom when I make the choice to find my next home.
James S. Jr.
om is a consummate professional in every way. His integrity cannot be deterred and because of that I have referred clients to him on many occasions. He uses his many years of experience to get his clients the best products at the best rate. It’s no wonder that he has such a strong long standing relationship with all of his past clients. He was a great teammate and wonderful to collaborate with on a daily basis.
Leila R.
Tom is easily one of the most experienced mortgage originators I’ve had the pleasure of meeting. He is charismatic and engages in a way that keeps everyone’s attention. I hope to get to work with him again! He’s innovative and liked by all.
Ruby K
Tom, Heartfelt and HUGE thanks to you for all the help, guidance, and patience in the home buying process! Amber and I are so happy in our home thanks to you.
Mike E
Tom, Thank you so much for helping us realize our dreams of owning a home. We appreciate you always remaining calm and collected, even during stressful situations. You delivered exactly what you said and we appreciate that.
Brian, Mary, & Skylar S.
It’s been a little more than 2 days since our Realtor gave us the keys for our new home. We are extremely happy to own the home and begin living in it soon. We couldn’t have done it without you all. Please accept our sincere gratitude and thanks for the excellent customer service, the patience and confidence each and everyone one of you gave us, to make the home buying an enjoyable and successful experience. Once again, THANK YOU SO MUCH!!!
Suresh & Ginelle G.
After sitting down with Tom for 15 minutes we had options that we never considered allowing my Wife and I to buy our dream house. From start to finish Tom provided us with nearly 24hr service (sorry for those late calls…) and got our loan to close extremely efficiently. Once we opened escrow we found out the selling agent had worked with Tom in the past and was excited we were using him, thus proving his many years of experience and exceptional service. Thank you!
Brandon C.
Tom was very helpful during the process. He was very clear and concise as to what I needed to provide for them and was very transparent with the entire transaction. A few times over the course of the process, he would say, “if you were my son, this is what I would advise you to do.” He was very excited to help my wife and me and it made getting the mortgage extremely easy. Brad S.
Brad S.

Thomas Testerman's Reviews

5.0
5.0 Star Zillow Rating

Why Finance of America Mortgage?

We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.

Learn More About Why Finance of America Mortgage?

$50B+

Consumer Loans Funded

400+

Local Advisor Branches

Frequently Asked Questions

How many properties should I look at?

The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.

What is the best way to search for homes?

When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.

Should I get pre-approval before making an offer?

Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.

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My Office

Irvine-Orange County, CA
320 Commerce, Suite 100
Irvine, CA 92602
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