Timothy Wikoff

Mortgage Advisor NMLS-202724
Timothy Wikoff

About Me

You Should not have to Feel A Loan FHA, VA, Conventional, Jumbo and Reverse Mortgage are just some of the loan programs we have available to help make your home purchase or refinance an excellent lending experience. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. We have the expertise and knowledge you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal. And we are committed to providing our customers with mortgage services that exceed their expectations. We hope you’ll browse our website, check out the different loan programs we have available, use our decision-making tools and calculators, and apply for a loan in just a few easy steps. After you’ve applied, We’ll call you to discuss the details of your loan, or you may choose to set up an appointment with us using our online form. As always, you may contact us anytime by phone, fax or email for personalized service and expert advice. Why Team Wikoff? Tim and Samantha met while working in the mortgage industry. Although they started out quite differently; Tim started as a loan officer in 2002 and quickly worked his way into management. He has held many different management positions in the mortgage industry; from being a regional sales manager for one of the top 10 lenders in the country covering a 5 state region to his true love of being a loan officer helping consumers achieve their goals of home-ownership. Samantha started in the mortgage industry in 2002 as a loan processor. She then worked her way into loan originations and branch management. Samantha has been regarded as one of the best loan processors in Arizona. In 2005, Tim and Samantha managed a branch with First Finance for 5 years and grew the branch to one of the top branches in the state of Arizona. The Wikoff’s have been together for 10 years and married for 7 years. Together Tim and Samantha raise two handsome boys with five core life values. Always treat others the way you would want to be treated. Believe; believe in yourself and others Never give up, push yourself to be the best you can be Have Integrity with all that you do And finally, You only get one opportunity for a first impression and we hope we have or will have the opportunity to make a great mark with you. They also approach their career as Mortgage professionals with these same values. Tim and Samantha believe in giving back to their community. Tim volunteers as an assistant high school football coach for Boulder Creek High School. Samantha volunteers within her children’s schools and social groups. They have helped thousands of families with their home mortgage needs and they are looking forward to assisting you with your next mortgage.

Timothy Wikoff's Reviews

4.8 Star Zillow Rating

Why Finance of America Mortgage?

We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.

Learn More About Why Finance of America Mortgage?


Consumer Loans Funded Since 2015


Local Advisor Branches

Frequently Asked Questions

How many properties should I look at?

The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.

What is the best way to search for homes?

When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.

Should I get pre-approval before making an offer?

Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.

Branch Location Map

My Office

Surprise, AZ
14245 W. Grand Ave, Suite 2
Surprise, AZ 85374

Hours of Operation

Monday - Friday - 9 AM - 5 PM