Tony Valdez is a 1995 graduate of Cal State University at Northridge with a Bachelor’s degree in Political Science. He has been a Mortgage Loan Originator since 1998 with GMAC Mortgage, Wells Fargo and most recently with Wintrust Mortgage. He has consistently been recognized as a “Top Originator” throughout his mortgage financing career.
He grew up in the San Fernando Valley and currently lives in Valencia with his wife Anna and two sons. Tony and his family are avid LA sports fans who enjoy following the LA Dodgers and LA Lakers. Tony is also a golf enthusiast and enjoys playing weekly rounds of golf with friends, family, and business partners.
Tony specializes in Residential Lending to include Conventional, Jumbo, FHA/VA and Down Payment Assistance Programs for all buyers to include First-Time Buyers, Move-up Buyers, and current homeowners that want to refinance to a lower rate.
Tony is passionate about educating and guiding clients throughout the home financing process to ensure all of his client’s best interests are served and to answer all questions along the way with courtesy and professionalism. He credits his business success to maintaining strong relationships with his Realtor partners and with maintaining in close contact with his network of past clients.
Integrity, Knowledgeable, Fantastic Customer Service, and Accessibility are all words to describe Tony’s work ethic and superior performance.
Get an idea of what your monthly mortgage payment may be, including costs associated with your mortgage such as property taxes, homeowners insurance, and Private Mortgage Insurance (PMI), if applicable.
Recalculate your new house payment based on loan amounts, interest rates, and other factors, to see if refinancing your mortgage is a smart financial move.
Calculate how much house you can afford. Get an estimate for a mortgage amount that may fit comfortably within your budget.
Why Finance of America Mortgage?
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
Frequently Asked Questions
The total number of properties you may look at will depend on several factors, such as your budget and the housing availability in your area. In general, real estate agents recommend that homebuyers look at several properties before making a decision, but there is not an exact number. Most people look at 10 homes, at a minimum, so they can compare them. However, you may find the dream house with more or fewer searches.
When it comes to the best home buying tips, there are different ways to search for properties. Statistics from the National Association of REALTORS® reveal that 51 percent of buyers searched and found their homes on the internet, while 30 percent used real estate agents. Other ways to search for homes include asking friends, relatives, neighbors and homebuilders for help. A small percentage of homebuyers used newspaper advertisements and yard or open house signs to search for homes.
Although a pre-approval is not one of the required steps to buying a house, it can certainly help you stand out in a competitive market with many buyers. A pre-approval can show sellers that you’re serious and capable of getting a mortgage, so they may be more likely to accept your offer.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
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