I grew up in a small town on a dairy farm & believe that is where I get my work ethic & dedication from. In the mortgage industry there really aren’t days off just like farming. I started in mortgages 14 years ago and have been growing my business ever since. I believe in solid communication & educating the buyer about the process. I have a wide variety of program options including: loans down to a 580 credit score, down payment assistance programs, no money down financing, & NO PMI loans with less than 20% down. When I’m not giving people money, I enjoy time with my beautiful family which includes my wife, Kimberly, my little train lover, Roland who is 3 & then my princess, Illa, who is 6 yrs old & just started Kindergarten. It’s easy to say I give service and treat people the way I want to be treated. I’d love to be your lender for life & money man.