Buying a second home is a dream for many homeowners. But the process of financing a vacation home is more complicated than purchasing a house for the first time. Read on to learn how to get a vacation home mortgage, including lender guidelines and s... read more
Alaya Linton is a personal financial coach, speaker, and freelance writer. Alaya’s blog, Hope+Cents, provides encouragement, guidance, and hope to women looking to break the paycheck-to-paycheck cycle, take control of their money, and create and live a better financial future. Alaya’s writing and personal story have been featured in multiple publications, including U.S. News & World Report, LendingTree, The Balance, Sisters from AARP, GOBankingRates, and AOL Finance.
Articles by Alaya Linton
When you apply for a home loan, one option to consider is an adjustable-rate mortgage, or ARM. An ARM loan has a lower fixed interest rate for the first years of repayment, then the ARM resets and the interest rate can go up or down throughout the r... read more
Refinancing a rental property requires jumping through a few more hoops than you would with a regular refi, but it can be a wise choice for some investment property owners. Refinancing a rental home can lower your monthly payment, free up cash flo... read more
Home foreclosure is the legal process that allows a lender to take possession of a property if the borrower fails to pay their mortgage. The home foreclosure process includes multiple stages, beginning when the home loan becomes delinquent and endin... read more
Closing on a house is the final phase of the homebuying process. If you’re approaching closing day, congratulations; you’re close to owning a home! But before you can call the home yours, you’ll have to navigate the steps of the house closing ... read more
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