Jeanne Lee writes about mortgages and personal finance topics and enjoys helping people hack their finances. Her work has appeared in Fortune, Money, USA Today, and other outlets.
An FHA cash-out refinance can help you tap the home equity you’ve built up over the years if you have specific financial goals in mind. Since the lender holds your real estate as collateral, interest rates for refinancing loans tend to be much... read more
When you make an offer on a home or take out a mortgage, you might need an escrow account to set aside money for certain payments and ongoing costs. But what is escrow in real estate and how exactly does it work? Escrow is an essential part of buyin... read more
Hazard insurance protects a homeowner against damage to their dwelling or building caused by certain disasters, severe weather, or crime. Covered perils include fires, hail, snowstorms, lightning, or falling trees. The coverage also includes human-c... read more
If you have a home equity line of credit (HELOC), it may be possible to refinance the loan if needed. Depending on your financial situation, refinancing may give you more time to repay the loan or help you get better terms, such as a lower monthly p... read more
As a homebuyer, you get the deed upon closing, but your ownership rights may not be watertight without the protection of a title insurance policy. Suppose you later discover that the seller wasn’t the true owner. Or, someone sues you saying they h... read more
Buying a new home is exciting, but the wait to get the keys to your new abode can be a lengthy one. So, just how long does it take to close on a house? The homebuying process can easily take a month or longer when you’re financing a home purch... read more
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
