Buying a home for the first time could be a smart money move. After all, there are many benefits to homeownership, including the potential to build generational wealth and provide a safe place to live for your family. But because there are so ma... read more
Jerry Brown is a personal finance writer based in Baton Rouge, Louisiana. He’s been writing about personal finance for three years. Jerry enjoys covering credit cards, personal loans, and mortgages. In 2020, Jerry was a Plutus Award finalist for best social media for personal finance.
Articles by Jerry Brown
A jumbo loan is a mortgage for homes that exceed conventional conforming loan limits. For 2022, the conforming loan limit is $647,200 in most parts of the U.S., while borrowers in high-cost areas can get conforming loans up to $970,800. These limits... read more
If you have enough equity in your house, you can use a cash-out refinance to make a large withdrawal. With a cash-out refinance, you replace your current loan with a new larger mortgage and take the difference between the two in cash. You can use ca... read more
A home equity line of credit (HELOC) is a second mortgage that operates similarly to a credit card. It allows you to tap the equity in your home on an as-needed basis. Since this line of credit is secured by your home, it usually comes with a lower ... read more
Before you take the leap into homeownership, there are critical things to know before buying a house. This includes how to shop for a mortgage, figuring out how much you can afford, how to choose a home, and so much more. Because buying a home inv... read more
When mortgage rates drop, refinancing your loan could save you a lot of money. But what if you’ve already refinanced your home — can you do it again? If so, how often can you refinance your home? While there’s no legal limit on how many tim... read more
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