Jerry Brown is a personal finance writer based in Baton Rouge, Louisiana. He’s been writing about personal finance for three years. Jerry enjoys covering credit cards, personal loans, and mortgages. In 2020, Jerry was a Plutus Award finalist for best social media for personal finance.
Buying a home for the first time could be a smart money move. After all, there are many benefits to homeownership, including the potential to build generational wealth and provide a safe place to live for your family. But because there are so ma... read more
A jumbo loan is a mortgage for homes that exceed conventional conforming loan limits. For 2022, the conforming loan limit is $647,200 in most parts of the U.S., while borrowers in high-cost areas can get conforming loans up to $970,800. These limits... read more
If you have enough equity in your house, you can use a cash-out refinance to make a large withdrawal. With a cash-out refinance, you replace your current loan with a new larger mortgage and take the difference between the two in cash. You can use ca... read more
A home equity line of credit (HELOC) is a second mortgage that operates similarly to a credit card. It allows you to tap the equity in your home on an as-needed basis. Since this line of credit is secured by your home, it usually comes with a lower ... read more
Before you take the leap into homeownership, there are critical things to know before buying a house. This includes how to shop for a mortgage, figuring out how much you can afford, how to choose a home, and so much more. Because buying a home inv... read more
When mortgage rates drop, refinancing your loan could save you a lot of money. But what if you’ve already refinanced your home — can you do it again? If so, how often can you refinance your home? While there’s no legal limit on how many tim... read more
We’re not about pushing loan papers. We’re about moving your dream forward. And we do that through knowledgeable local advisors, a personal approach, and a variety of smart loan options.
