A VA cash-out refinance, guaranteed by the U.S. Department of Veterans Affairs, allows borrowers to tap into their home equity while refinancing a mortgage for a better rate or different loan term. Qualified borrowers can even convert a non-VA mortg... read more
Robyn Murray is a freelance editor and writer based in Omaha, Nebraska. She has reported for National Public Radio, Public Radio International, the British Broadcasting Corporation, WNYC and WBUR. Her print work has appeared in USA Today and Business Day in Johannesburg, South Africa. Robyn received her bachelor’s degree in journalism and mass communications from the Walter Cronkite School of Journalism at Arizona State University and her master’s in journalism from the Medill School of Journalism at Northwestern University.
Articles by Robyn Murray
An FHA streamline refinance gives borrowers a way to refinance their mortgage with minimal paperwork and qualifications. Because of the limited requirements for FHA refinances, the processing time is shorter compared to traditional refinance loans. ... read more
An FHA cash-out refinance can help you tap the home equity you’ve built up over the years if you have specific financial goals in mind. Since the lender holds your real estate as collateral, interest rates for refinancing loans tend to be much... read more
Conventional mortgages are home loans that are not part of a government program. Conventional loans are usually less expensive than government-backed mortgages, however, they may be harder to qualify for. A fixed-rate conventional loan is one of the... read more
After the Great Recession, the federal government created stricter underwriting rules to ensure mortgage borrowers have the ability to repay their home loan. However, non-qualified mortgages, also called non-QM loans, are an option for borrowers who... read more
When you make an offer on a home or take out a mortgage, you might need an escrow account to set aside money for certain payments and ongoing costs. But what is escrow in real estate and how exactly does it work? Escrow is an essential part of buyin... read more
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