Sarah Li Cain

Sarah Li Cain is a finance and small business writer based in Jacksonville, Florida. She is an Accredited Financial Counselor (AFC) candidate whose articles have been published with outlets such as Bankrate, Business Insider, the Financial Planning Association and New Jersey Realtor.

Articles by Sarah Li Cain

If you’re buying a home in a rural community, you might qualify for a USDA loan. These loans are guaranteed by the U.S. Department of Agriculture (USDA) and offer an affordable homeownership path to low- and moderate-income borrowers in approved r... read more

You’ve probably heard of a down payment when buying a home, but there’s another payment you have to provide when you make an offer on a home called earnest money. If you’re wondering what is earnest money, it’s simply a depos... read more

When it comes to how to sell and buy a house at the same time, what’s critical is getting the timing right. If you can’t, you may end up with two mortgages — one for your new home and one for the current home you’re trying to sell. Plus,... read more

As a new homeowner, you may wonder exactly what does homeowners insurance cover and why do you need it. Your home is one of the largest investments you’ll ever make, so it makes sense that you’d want to safeguard it in any way you can. That̵... read more

Receiving gift money for down payments can offer buyers much relief from an otherwise huge financial commitment. If you’re a first-time homebuyer, receiving this type of assistance can be especially useful, considering there are many other costs y... read more

When it comes to buying a second home vs. an investment property, there’s more at stake than simply semantics. How you decide to label your additional property will make a difference in how it’s treated when it comes to loans and taxes. In other... read more

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