Sarah Li Cain

Sarah Li Cain is a finance and small business writer based in Jacksonville, Florida. She is an Accredited Financial Counselor (AFC) candidate whose articles have been published with outlets such as Bankrate, Business Insider, the Financial Planning Association and New Jersey Realtor.

Articles by Sarah Li Cain

If someone gives you money to go toward the down payment on your house, the lender typically asks you to provide a mortgage gift letter and documentation to prove the money is yours to keep. This gift letter is essentially an official statement from... read more

Millennials — people born between 1981 and 1996 — are among the largest group of homebuyers today, making up 37% of the overall share in 2021, according to data from the National Association of Realtors. It’s no surprise that millennial... read more

How Buying a Condo Works

Buying a condo — short for condominium — can be the perfect way to become a homeowner without the hefty price tag of larger properties. Condos may also be ideal for those who don’t have the time to maintain single-family homes or want a small... read more

Understanding when to refinance a mortgage will help you to reap the most benefits from your home loan. When done right, you can reduce your monthly mortgage payments and save thousands over the life of your loan. You could also tap into your home... read more

Securing a lower mortgage rate may be one of the best reasons to refinance, but it’s not always why a homeowner might replace their existing mortgage with a new loan. Generally speaking, refinancing can save you money in interest payments through ... read more

Buying a house after bankruptcy is possible if you’ve filed a Chapter 7 or Chapter 13 bankruptcy. However, lenders may impose a waiting period after your bankruptcy is discharged before you can take out a mortgage. Plus, lenders that deal with bank... read more

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